The story started as our version of Fairytopia. With me, the mad witch, trying all kinds of spells and stunts to grapple with my two sweet little bickering fairies.
The fairies are on their own wings now, but the fairy tales continue.
So does the magic and the madness!.
I'd love to hear from those of you who've had a glimpse into our world. Thanks for being a part of it.
The HSBC Credit Card trauma continues
I thank my friends who egged my on to continue the fight against the bullying. And I apologize to all of you because I caved in, agreed to settle up by paying up for something some thief bought (proved by the charge-slips sent to me by HSBC, which obviously the retailer didn’t verify):
There is still a part of me which winces at the thought of paying up. Just encourages them to continue doing what they do (just try looking it up on the Internet you’ll find more cases than you’ll have time to read through), but I have my reasons:
I do not have the time, money or energy to fight through the courts.
I do not want to start another year with a debt in my name (no matter who was responsible).
I have had ENOUGH.
I do not want to spend everyday of the rest of my life talking someone calling on behalf of HSBC. I have developed a high degree of HSBC phobia-I do not want to do anything with that name again.
So much that when a guy popped up from behind the grocery counter at a supermarket with forms for a “free” credit card on which I get points every time I shopped there-the HSBC logo was the first thing I spotted.
NOOOOOOOO! I don’t want a HSBC card.
Ma’am this is the Supermarket card. It is free. You will get special offers………
Yeah. But the credit card company is still the same. They have been harassing me for the last six months. You want to know how many other victims have faced the same.
It’s ok Ma’am.
He pops back behind the counter just as fast, as he notices other potential targets paying asking me for more details..
I tell them. And I also tell them not to go by just my story.
Before you sign up for any credit card, please read through all the fine print on the form and also on the respective website (the forms don’t have it all).
And read all the reviews and user experiences on independent web sites/blogs/forums...... wherever.
Had I done that I would have never signed up for this one!
As for the bank, I am sooooooooo done with them that even when they wrote to me to say they are reporting me for default, and that they have reduced my credit limit to zero, I didn’t write back telling them what they can do with their credit limit.
Just wrote this hoping that this is closure, and I and anyone else for that matter, never have to deal with this organization ever again.
It is a little embarrassing-to type in random musings
to be read by someone, somewhere is one thing. To be ‘read’ by people whom you
know is another thing. Yet, it is so
nice to know that so many of you celebrated my tiny victory. So thank you very much for taking out the time to
read this story. The context: a short-story contest organized by TOI
Books where the prompt was given by author Nikita Singh. These lines were
supposed to be used ‘as-is’ in the story, within a word limit: “I didn’t think I would ever fall in love again. I know that
everyone says that after a heartbreak, but the difference is that I’m not
heartbroken. I’m not cynical, or pessimistic, or sad. I’m just someone who once
felt something bigger than anything else I’d ever felt and when I lost it, I
honestly believed I would never have that again. But... I was 22 then and life
is long. And I’m feeling things right now that I haven’t in a long, long
time." It would be great if you could share your feedback too –on…
The Holiday Resolutions: There are too many things to do right here. I get more
tired planning for and recovering from vacations. Let’s not go anywhere this
time. Ok, we'll take one small break. But this time we’ll not drive-let's take a flight, or a train, or a cab, or hire a
driver… The Reality: Driving for three and a
half days through steep hills, sharp bends, lush forests and the Kabini river
The Decisions: Since this was an unplanned, unintended trip we quickly
decided on Wayanad because it was the only non-visited destination within
driving distance. We booked our hotel after a quick Face book research, packed
a few sets of clothes, filled petrol, and decided to leave early on Saturday
morning. My husband decided to work from home on Friday to
ensure we pack in early on Friday evening. He was determined we would leave as
early as possible on Saturday to avoid the traffic jams that happen on exit
roads to Bangalore at the onset of all long weekends. I dread waking up ea…
These are the details of my experience as a HSBC Credit Card holder. You can help me and possibly many others like me by circulating this link, taking the time to read this post, and advising me on what are my options now.If you are the independent type who believes in not learning from other people’s experiences, please continue using your HSBC Credit Card.26th April 2009After a long day out the previous day, as I was keeping away all the shopping and arranging my bag-I notice that my credit card pouch is missing. I go down, check in the car, all around the house and then not to take any risks, call up the Banks.ICICI assures me there has been no misuse, blocks the card.HSBC-yes there has been a series of transactions-of amounts adding up to approx 10K,, blocks the card and advices me to log a complaint with the police and drop a copy of that complaint to the nearest branch or ATM.I drop everything I was doing to rush and do all that.I couldn’t submit the papers to HSBC because there…