The story started as our version of Fairytopia. With me, the mad witch, trying all kinds of spells and stunts to grapple with my two sweet little bickering fairies.
The fairies are on their own wings now, but the fairy tales continue.
So does the magic and the madness!.
I'd love to hear from those of you who've had a glimpse into our world. Thanks for being a part of it.
The HSBC Credit Card trauma continues
I thank my friends who egged my on to continue the fight against the bullying. And I apologize to all of you because I caved in, agreed to settle up by paying up for something some thief bought (proved by the charge-slips sent to me by HSBC, which obviously the retailer didn’t verify):
There is still a part of me which winces at the thought of paying up. Just encourages them to continue doing what they do (just try looking it up on the Internet you’ll find more cases than you’ll have time to read through), but I have my reasons:
I do not have the time, money or energy to fight through the courts.
I do not want to start another year with a debt in my name (no matter who was responsible).
I have had ENOUGH.
I do not want to spend everyday of the rest of my life talking someone calling on behalf of HSBC. I have developed a high degree of HSBC phobia-I do not want to do anything with that name again.
So much that when a guy popped up from behind the grocery counter at a supermarket with forms for a “free” credit card on which I get points every time I shopped there-the HSBC logo was the first thing I spotted.
NOOOOOOOO! I don’t want a HSBC card.
Ma’am this is the Supermarket card. It is free. You will get special offers………
Yeah. But the credit card company is still the same. They have been harassing me for the last six months. You want to know how many other victims have faced the same.
It’s ok Ma’am.
He pops back behind the counter just as fast, as he notices other potential targets paying asking me for more details..
I tell them. And I also tell them not to go by just my story.
Before you sign up for any credit card, please read through all the fine print on the form and also on the respective website (the forms don’t have it all).
And read all the reviews and user experiences on independent web sites/blogs/forums...... wherever.
Had I done that I would have never signed up for this one!
As for the bank, I am sooooooooo done with them that even when they wrote to me to say they are reporting me for default, and that they have reduced my credit limit to zero, I didn’t write back telling them what they can do with their credit limit.
Just wrote this hoping that this is closure, and I and anyone else for that matter, never have to deal with this organization ever again.
These are the details of my experience as a HSBC Credit Card holder. You can help me and possibly many others like me by circulating this link, taking the time to read this post, and advising me on what are my options now.If you are the independent type who believes in not learning from other people’s experiences, please continue using your HSBC Credit Card.26th April 2009After a long day out the previous day, as I was keeping away all the shopping and arranging my bag-I notice that my credit card pouch is missing. I go down, check in the car, all around the house and then not to take any risks, call up the Banks.ICICI assures me there has been no misuse, blocks the card.HSBC-yes there has been a series of transactions-of amounts adding up to approx 10K,, blocks the card and advices me to log a complaint with the police and drop a copy of that complaint to the nearest branch or ATM.I drop everything I was doing to rush and do all that.I couldn’t submit the papers to HSBC because there…
I am starting to write my own
story here. First, because my primary source
of inspiration-my conversations (aka tirades, rants, clashes, slugfests) are so
few and far between with the girls moving to boarding school. Second (or maybe this is the
primary reason) because as formal studies are taking over their life in a
stronger grip (my last post);, I feel as if I am re-living that trauma
again. I wrote this part of the story
first on a post for mycity4kids. Reposting here.. At fifteen, Elena had to decide on her ‘subject-combination’. It took me back to the time when I had to make my choice. I had been for waiting for months for the time where we get to choose which subjects to study. I loved History and Literature and Geography. The combination wasn’t ‘available’ in our school so I had to pick the nearest available package. I think it was History, English and Home Science. My parents were aghast. Their well-wishers (extended family, neighbors, friends, friends of friends, families and all)…
(This post is a continuation of my story from the earlier post This happened a generation ago. I have tried very hard not
to repeat my parents’ mistakes. But I am sure; I have made plenty of different ones.
I just hope that my daughters deal with them in a better way than I did. )
Mummy meant well. Being a teacher, she was well-informed about the benefits of CBSE
over the archaic state board syllabus and so she changed my school in 11th
standard. Yes she also wanted me to be away from the strong peer pressure, my
existing group of friends, and begin again as a focused student. I did not want to be a focused student. Getting better marks
on subjects I anyway didn’t want to study didn’t make much sense. As a teenager
who drew on the company of her friends for oxygen, it felt like the end of life
to be forced to cope without them. (My imagination and my
emotions were always dramatic (rather melodramatic) as per conventional norms.
But that’s how I think and feel. Yeah, even now J.) I did try…